Editor's Note: APYs listed in this article are up-to-date as of the time of publication. CNBC Select will update as changes are made public. They're not as common as checking account bonuses, but some ...

A joint bank account is useful if you're combining finances, whether that means saving for a mutual goal, paying shared bills, teaching your children money management skills or starting a business ...

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You must begin taking required minimum distributions the year you turn 73. The amount of your RMD will depend on your age and account value at the end of the previous year. You could face a penalty of ...