The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...

New credit score models assess the creditworthiness of aspiring homebuyers who are often overlooked by more traditional ...

FHFA began a VantageScore 4.0 pilot for GSE loans with new pricing grids, while HUD said FHA will add VantageScore 4.0 and ...

The government-backed entities are embracing a rival type of credit score.

Households are pulling back on borrowing and reducing revolving balances, leading to improvements in consumer credit ...

WASHINGTON, April 22, 2026 /PRNewswire/ -- Fannie Mae (OTCQB: FNMA) today announced upcoming updates to its Selling Guide to allow for the use of VantageScore® 4.0, effective immediately, and the ...

TransUnion (NYSE: TRU) today applauds the Federal Housing Finance Agency (FHFA) and the Department of Housing and Urban Development (HUD) for moving forward the inclusion of VantageScore® 4.0 in the U ...

Freddie Mac (OTCQB: FMCC) today announced that the company will begin accepting mortgage loans assessed using VantageScore ® 4.0. The move, which is in alignment with U.S. Federal Housing and Fannie ...

HUD SECRETARY ANNOUNCES NEW ACCEPTANCE AND IMPLEMENTATION OF VANTAGESCORE 4.0 FOR FHA LOANS: HUD will also allow the use of VantageScore 4.0 for FHA mortgage loans. Over 80% of all FHA-insured ...

Prospective homebuyers with a history of on-time payments for rent and utilities may soon find it easier to qualify for a ...

April 22 (Reuters) - Shares of Fair Isaac, better known as FICO, slipped 12% on Wednesday after Freddie Mac and Fannie Mae said they will now accept mortgages assessed using rival credit scoring ...

If people can show mortgage lenders a shiny credit score and a track record of on-time bill payment, it’s going to help them ...