Households are pulling back on borrowing and reducing revolving balances, leading to improvements in consumer credit ...

The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...

Fair Isaac Corporation faces existential threats from VantageScore 4.0 and AI, undermining its historic moat and pricing ...

Freddie Mac (OTCQB: FMCC) today announced that the company will begin accepting mortgage loans assessed using VantageScore ® 4.0. The move, which is in alignment with U.S. Federal Housing and Fannie ...

Company reiterates commitment to driving a smooth transition to expand access to affordable homeownershipCHICAGO, April 22, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today applauds the Federal ...

Newrez, a top five mortgage lender and servicer, recognized the role its deep partnership with Freddie Mac played in enabling the U.S. Federal Housing (FHFA), Freddie Mac, and Fannie Mae to move ...

The GSEs will begin a limited rollout with approved lenders to accept mortgage loans assessed using VantageScore 4.0, which ...

FHFA began a VantageScore 4.0 pilot for GSE loans with new pricing grids, while HUD said FHA will add VantageScore 4.0 and ...

HUD SECRETARY ANNOUNCES NEW ACCEPTANCE AND IMPLEMENTATION OF VANTAGESCORE 4.0 FOR FHA LOANS: HUD will also allow the use of VantageScore 4.0 for FHA mortgage loans. Over 80% of all FHA-insured ...

New data from Equifax shows that only 35 out of every 100 mortgage applicants are closing in 2026, down from 65 out of 100 in ...

New credit score models assess the creditworthiness of aspiring homebuyers who are often overlooked by more traditional ...